• No results found

The following areas are suggested for further research:

1. The same topic in other organization

2. The influence of loan recovery on credit advances of the Nigeria Microfinance banks.

3. The effect of loan repayment default on the performance of the Nigeria Microfinance bank.

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APPENDIX QUESTIONNAIRE Section one: General information of the Respondent

Please put a right mark in appropriate box.

1- Sex male female

2- Marital status single married

3-Age less than 25 26-30 more than 30

4-Experiences less than 3 years 4-6 more than 6 5-Qualification: Bachelor Master PhD

6- Position in the organization?

Administrative department Sales department finance department Research Question 1

What is the correlation between lending and loan recovery on the Nigeria Microfinance bank?

(Please tick the appropriate box which matches your view most closely as Strongly Agree (SA), Agree (A), Strongly Disagree (SD) and Disagree (D) respectively).

S/N ITEMS SA A D SD

1 Lending and loan recovery have great significant impact on the Nigeria Microfinance bank.

2 Lending and loan recovery affect the performance of the Nigeria Microfinance bank.

3 Increase in the lending and loan recovery increases the performance of the Nigeria microfinance bank.

4 Lending has no correlation with loan recovery in Nigeria microfinance bank.

5 Promoting lending and loan recovery promotes the performance of the Nigeria Microfinance bank.

Research Question 2

What are the causes of default in loan recovery in Nigeria microfinance bank?

S/N ITEMS SA A D SD

6 Inadequate business plan causes default in loan repayment in Nigeria Microfinance bank.

7 Inadequate feasibility study causes default in loan repayment in Nigeria Microfinance bank.

8 Lack of service of internal financial auditor causes default in loan repayment in Nigeria Microfinance bank.

9 Inadequate planning causes default in loan repayment in Nigeria Microfinance bank..

10 Business failure causes default in loan repayment in Nigeria Microfinance bank.

Research Question 3

What is the direction of causality relationship between lending and loan recovery in Nigeria Microfinance bank?.

S/N ITEMS SA A D SD

11 Increase in lending increases the chances of loan recovery in Nigeria Microfinance bank.

12 Changes in lending ability of the Nigeria Microfinance bank causes the loan recovery to change in the positive direction.

13 Microfinance bank lending has causality relationship with the loan recovery

14 Loan recovery of the Nigeria Microfinance bank causes lending ability to increase.